Underwriters score every business against the same baseline of security controls — but they weight those controls differently depending on what you do, the data you hold, and how you lose money in an attack. Pick your industry to see the controls insurers focus on for your vertical, the regulations driving them, and how to get ready before you apply or renew.
Each guide pulls from the same 47-control Cyber Insurance Prep Checklist, ranked for what underwriters check first in your field.
Wire fraud, client confidentiality, and ABA Rule 1.6 duties drive what carriers check.
View requirements ›IRS WISP, the FTC Safeguards Rule, and tax-season phishing shape the application.
View requirements ›HIPAA safeguards, PHI encryption, and EHR uptime are what underwriters verify.
View requirements ›Imaging-server ransomware, IT-vendor access, and HIPAA drive the underwriting.
View requirements ›SEC Reg S-P, fraudulent transfers, and custodian access dominate the questions.
View requirements ›Production downtime, IT/OT segmentation, and legacy systems set the premium.
View requirements ›Draw-payment wire fraud and a mobile, multi-site workforce drive the risk.
View requirements ›Donor and beneficiary data protection on a limited budget — the low-cost controls that matter.
View requirements ›Closing-fund wire fraud is the defining risk — email controls carry the application.
View requirements ›Privileged access, RMM security, and supply-chain blast radius face the strictest scrutiny.
View requirements ›Whatever your industry, the underwriting baseline is the same 47 controls — MFA, immutable backups, EDR, email authentication, incident response, and the rest. These industry guides simply tell you which of those controls your carrier looks at first, and why. The full checklist gives you all 47 with verification and remediation steps, sorted into what carriers require every time, what raises your premium if missing, and what can disqualify coverage outright.